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I needed an immediate quote for Worker’s Comp. Thanks InsuranceWay for the quick quote & policy! Jenna, Accounting Firm, NJ

Shopping for a new Business Owner’s Policy and EPL was complicated, my InsuranceWay Rep was so helpful! Brian, Contractor, FL

My company is growing fast, I needed to add D&O, E&O and cyber insurance. InsuranceWay spent the time to make sure I had all the coverage needed at the best rate Peter, Tech Startup, CA

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Top Business Insurance Policies

Business Owner’s Policy

A BOP combines general liability, commercial property, and business interruption insurance into one package—making it a cost-effective option for small to mid-sized businesses. It’s ideal if you own or lease office space, have equipment or inventory, or want broad protection without juggling multiple policies.

General Liability Insurance (GLI)

GLI covers third-party bodily injury, property damage, and legal fees—think slips, trips, and accidents at your business. Even if you work from home or operate online, clients or vendors visiting your space could still sue. It’s one of the most fundamental coverages every business should have.

Workers’ Compensation Insurance

Most states require workers’ comp if you have employees. It pays for medical expenses, lost wages, and rehab costs if a team member gets injured on the job. It also protects your business from related lawsuits. Don’t wait until after an incident—get coverage in place before your first hire.

Errors & Omissions (E&O) Insurance

Errors & Omissions (E&O) insurance steps in if a client claims you made a professional mistake or didn’t deliver as promised. It’s critical for consultants, service providers, and anyone giving advice. Lawsuits can arise even if you did nothing wrong—E&O helps you handle them without draining your budget.

Directors & Officers (D&O) Insurance

D&O insurance protects company directors and officers if they're personally sued over business decisions. Think investor disputes, HR decisions, or compliance issues. It's especially important for startups seeking funding or established companies with a board—because leadership liability is real.

Employment Practices Liability (EPL)

EPL covers claims of wrongful termination, discrimination, or harassment. It's not just big corporations at risk—small businesses are often more vulnerable due to lack of formal HR processes. If you have employees, EPL insurance is a smart way to protect your company culture and finances.

Coverage for Every Kind of Business No matter your industry, we help you find the right coverage tailored to how you work.

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